Consider the worst-case scenario of an older person having their first, massive heart attack while on holiday in the U.S.A. Repatriation may not be possible, which could mean prolonged - and very expensive - treatment in the intensive care unit of a private hospital. The hospital bill could easily run into hundreds of thousands of pounds - which should be covered if you have a good travel insurance policy, subject to their terms and conditions.
Or imagine this - you walk into Bloomingdales in New York and visit their china department. You knock over a large, expensive vase which falls to the floor and breaks into a million pieces - and also breaks the toe of the shopper next to you. Your travel insurance policy should cover legal liability, accidental injury to third parties and damage to their property. Travel insurance policies vary, so make sure you read your policy document for the exact levels of cover.
The young, fearless, and healthy may feel their immune systems are strong enough to fight off any bugs or diseases. It’s easy to be blasnd feel invincible when you’re sitting comfortably at home dreaming of the adventures to come. No one wants to imagine themselves […]

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